Dear Color My Credit,
Seven years ago I got divorced and my wife ruined my credit. I had perfect credit before we met and then we both lost our jobs and then our house and she left me for another guy. I don’t even know where to start. After awhile you just stop caring. Maybe it’s time though and you can help me with a plan.
The important thing is that you start NOW. The good news is credit HISTORY doesn’t sound as long as it sounds. Most of the information is generally on your credit report for 7 years based on dates reported but your mortgage credit scores rely heavily on the last 24 months of information that has been reported.
24 months! Two years goes by fast!!
So here is the plan..
Take a picture of the paragraph below right now and put a reminder in your phone to read this by July 8 to yourself (gives you 30 days!?):
Have I gone on annualcreditreport.com (or called 1-866-FAB TABU) and requested a free credit report from each of the three bureaus and then contacted Color My Credit for the E book on how to COLOR MY CREDIT when it arrives?
Let’s start there.
One step at a time.
And never be afraid to start over. You never know what you are capable of doing.
You might even surprise yourself. ?
Color My Credit