The word ‘history’ makes it sound like it is a LIFETIME when really your credit score is most influenced by your activity reported in the last 24 MONTHS. 2 years. Hardly a lifetime.
Go through your credit report and for each account listed, circle the ones that show they were opened, had activity and were reported within the last 24 months. Those accounts belong in the SCORE CIRCLE.
Once you know the accounts that are in your score circle, email me for your ‘color by number’ action plan.
Take action today! It is easier than you think!
Get your free credit reports at www.annualcreditreport.com.