We’ve started a movement to establish the kind of great credit scores we want – because we know it is the path to creating a financial legacy of which we can be proud!
Open up a secured credit card (I recommend an Open Sky card). This is your give back card. Use it to automatically donate to a charity, shelter, or for a gift card to someone in need. One $20 charge per month. Pay off your balance each month a few days after Open Sky reports to all three credit bureaus.STEP 1 - GIVE BACK
Open a second credit card. I recommend a Discover secured card (you may be approved for unsecured depending on your credit history). Use this card to be present, meaning treat yourself to one $20 purchase every month. Pay for your Netflix subscription, take yourself out to dinner, whatever you'd like. Reward your progress! Just like the OpenSky card, make sure to pay off the $20 balance after it reports.STEP 2 - BE PRESENT
Use a Credit Builder Loan / Savings Account from Self.STEP 3 - PAY YOURSELF
You'll use this account to pay yourself. Pick your terms and the amount you want to save. Make your payments each month, and collect your savings & interest at the end!
Looking for more?I have a ton of free information right here on this site as well as my YouTube, Instagram, Facebook, and TikTok to take care of almost any credit situation.
However... some of you may need a bit more help, and that's okay. You're free to take advantage of one of the following options so we can work together to build you a credit empowerment plan tailored to your needs.
Choose either 30 or 90 minutes of personal coaching. We'll go over your reports and put together a game plan for you.
The Color My Credit Online Course
The online course is available for a one-time purchase, then it's available to you forever! Work at your own pace to cover pretty much any situation you might be facing when rebuilding your credit, including collections & charge-offs, judgements, student loans in default, and filling your pockets with extra savings.
Color My Credit in Paperback or EBook Format
Get the Color My Credit book and begin your journey to credit repair in a classic format.
Color My Credit Digital Workbook
A companion piece to Color My Credit and your credit empowerment journey.
Visit the Color My Credit Store