• image of 3 women doing online shopping. Concept of credit cards for young people

Best Credit Cards For Young People

If you are applying for a credit card for the first time you are probably wondering what the best credit cards for beginners with no credit are.  You are probably even wondering if it is even possible to get a credit card at all without any credit. Well we at Color My Credit are here to tell you that there is no need to worry!  There are a number of starter credit cards for people with no credit! As a matter of fact, it is usually much better to have no credit all than bad credit.  If you look at it this way and are planning to use your credit responsibly, you are already starting off in a better position than most people!

Using your credit responsibly, however, can be easier on paper than in practice. If you are looking for the best credit card for first-time users, you should also first realize that the money that you spend on credit card needs to be paid back on time if you want to avoid severe penalties. Just because you don’t need to pay for a purchase today doesn’t mean that you don’t take financial accountability for it now. Before we get to our list of the best credit cards for beginners with no credit, it should be noted that it is best to use your credit when you are completely certain that you will have the money to pay it back in a timely manner before you accrue too many extra charges and start hurting your credit score.

You really only have one time in your life where you can be looking for the best credit card for a first time user. So please use this window wisely and not take any actions that can hurt your credit and ability to get more credit cards in the future by overspending and not taking the financial responsibility of having a credit card seriously.  Now let’s go ahead and take a look at the some of the best credit cards for millennials.

Here is a list of the best starter credit cards for people with no credit:

  • Discover it Secured Card
  • Capital One Platinum Credit Card
  • Capital One Secured Mastercard
  • Citi Secured Mastercard
  • Capital One QuicksilverOne Cash Reward Credit Card

If you need help applying for a credit card for the first time or want to find out how to pay off credit card debt, please feel free to contact us at Color My Credit!

By | 2018-02-05T14:16:42+00:00 February 5th, 2018|Credit Score, Student Loans|0 Comments

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